Occupational Accident coverage is an affordable alternative to statutory workers comp in Texas. This is known as Non-Subscription. Non-Subscriptions has been authorized since 1913 in Texas. This policy has three components that provide most of the benefits associated with WC without the unlimited and open-ended liabilities. Medical coverage is subject to a deductible, limits and medical management. Short term disability is provided with a limited term of weeks as well as percentage of average weekly payroll up to a maximum amount. Accidental Death & Dismemberment is available and limits may vary depending on policy form. Employers Liability is an option under various policy forms.
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ACE

Essex Insurance Company

Great American Insurance