Occupational Accident coverage is an affordable alternative to statutory workers comp in Texas. This is known as Non-Subscription. Non-Subscriptions has been authorized since 1913 in Texas. This policy has three components that provide most of the benefits associated with WC without the unlimited and open-ended liabilities. Medical coverage is subject to a deductible, limits and medical management. Short term disability is provided with a limited term of weeks as well as percentage of average weekly payroll up to a maximum amount. Accidental Death & Dismemberment is available and limits may vary depending on policy form.

To view detail information and access viewable / printable form for product, click on the link for the individual product:

To view other Products

We have other products that offer many unique features, including:

  • Benefit amounts of up to $1 000,000
  • Benefit periods from 52 weeks up to 156 weeks
  • Availability of 7/28. 14, 30 Elimination Periods
  • No restrictions on writing a new business
  • Coverage for 1099 employees
  • Compliance with TDOT Limits

To Submit A Generic AIS Quotation Form

Use our downloadable form to submit requests for generic quotations: