GHS P&C Limited Employers Liability
Product Highlights
Underwritten by GHS Property & Casualty Insurance Company
Rated "A-" by A.M. Best
GHS P & C is a wholly owned subsidiary of HCSC. HCSC owns Blue Cross Blue Shield of Illinois, Oklahoma, Texas and New Mexico.
This contract reimburses the employer for his reasonable settlement, defense and adjustment costs.
This contract includes Employer's Indemnity coverage for injuries due to accidents, cumulative trauma and occupational disease.
The carrier has the right but not the duty to defend and suit against the insured for claims, the basis of which is an Occupational Injury, whether real or alleged.
Legal Defense costs are outside of the policy limits.
The deductible for this product is reduced or eliminated by benefit payments made by the benefits carrier.
Combined Single Limit amounts from $100,000 up to $1,000,000.
Coverage Period Options of 116 weeks or 156 weeks.
This is a stand-alone Employer's Indemnity Policy.
Minimum of 10 employees.
This contract in conjunction with the GHS P&C Insurance Company occupational accident policy gives the employer comprehensive coverage for an affordable cost.
Premiums vary with benefit selections.
See policy for limits and exclusions.
Depending on the risk and premium a lower number of employees might be considered.
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