"A" Rating (AM Best)
Two (2) lives up
Full-time and part-time employees covered
1, 2 or 3 year benefit period
Combined benefit amounts from $100,000 up to $1,000,000 per accident
Accidental Death and Dismemberment - 10 times annual salary, not to exceed the combined single Limit; or $250,000, whichever is less.
Disability payments of 75% of wages, maximum of $600 per week
Combined deductible amounts or $250, $500, $1000, $2500, $5000, $10,000 or $25,000
Elimination periods of 7/28, 14 or 30 days available
Effective date any day of the month
ERISA Plan Document included for a one-time fee of $125.00
Hernia - $10,000 CSL
Waiver of Subrogation available
Groups in excess of 150 lives require 2 years experience
Will experience rate accounts with good claims history for a rate reduction
Sub-Contractors are covered
$3,000,000 Aggregate Limit per accident