The TEXAS "FLEX PLAN"
How it works for your client
One company with two separate prolicies.
GHS P&C Insurance Co. Occupational Accident Policy and GHS P&C Insurance Co. Limited Employers' Liability Policy are both underwritten by GHS P&C Insurance Company. GHS P&C is a wholly owned affiliate of HCSC.
The occupational accident policy covers injuries to the employee for AD&D, medical, weekly disability and occupational disease/cumulative trauma that are the result of an on-the-job injury.
The limited employers' liability policy reimburses the employer for eligible legal fees and judgment awards.
Each product has a separate deductible. The minimum legal deductible is $2,500. Benefits paid by the occupational accident policy erode the deductible under the employers' liability policy.
The client will receive only one bill each month to pay the premium for these coverage's.
To view details for the two TEXAS "FLEX PLAN" products, select one of the following links:
GHS-LEL - download application
Amount of benefit depends on plan selected
Premiums vary with benefit selection
See policy for limits and exclusions.
To View Other Products
We have other products that offer many unique features, including:
Benefit amounts of up to $1,000,000
Benefit periods from 52 weeks up to 156 weeks
Availability of 7/28, 14, 30 Elimination Periods
No restrictions on writing a new business
Coverage for 1099 employees
Compliance with TDOT limits
To Submit A Generic AIS Quotation Form
Use this form to submit requests for generic quotations:
